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Risk Manager
Job at a glance
- Category
- Risk
- Work arrangement
- On-site
- Location
- Betterment HQ - New York City
- Salary range
- $140,000 to $155,000
- Posted
- Aug 11, 2026
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Betterment is hiring a Risk Manager in Betterment HQ - New York City. This is a Risk job in the governance, risk, and compliance field, with a posted range of $140,000 to $155,000. Review the full details below and apply directly with Betterment.
About Betterment a Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays). About the Role This role sits on our Risk Management team, a small second line-of-defense (2LOD) function responsible for enterprise risk management (ERM) and effective challenge across operational risks such as third-party risk, fraud and identity theft, operational errors, and business continuity. The team partners closely with Engineering and with other risk disciplines including Security, Compliance, Legal, and Operations. As a Risk Manager, you will own a portfolio of risk processes, perform risk assessments, and consult with management to keep our risk posture strong as the business grows. You will use AI and automation tools throughout your work to build context quickly, analyze data, and communicate risk clearly. This role is based out of our NYC office. Below we ve reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $140,000-$155,000 This job may also be eligible for variable compensation in the form of a company incentive bonus. A Day in the Life Own a portfolio of risk processes end to end, where success comes from a high degree of ownership over outcomes. Proactively monitor risks related to third-party vendors. Follow up on open issues to drive management attention and timely remediation. Provide effective challenge feedback to product managers on new products and features. Operate and monitor the results of control testing and monitoring processes. Run SQL queries and reports, using AI tools for efficiency and automation. Document complex business processes. Provide evidence to auditors and examiners. Partner across the second line and with Engineering, Security, Compliance, Legal, and Operations to assess and communicate risk in a way that earns buy-in. What we’re looking for 4+
Full responsibilities and requirements are on Betterment's application page.
Apply for this job →Location and market context
This job is based in Betterment HQ - New York City on-site. Local candidates benefit from being close to Betterment's teams and regional hiring market. Confirm the exact in-office expectation and any relocation support with the employer.
About risk management jobs
Risk jobs own the methodology for identifying, assessing, and escalating enterprise, operational, and technology risk. Second-line teams set risk appetite and challenge the first line. Jobs like this one are typically evaluated against frameworks such as enterprise and operational risk frameworks, NIST AI RMF, and risk-appetite and escalation practices.
How to position yourself for this risk management job
Strong candidates emphasize risk assessment methodology, appetite and escalation, cross-functional partnership, and clear reporting to senior leadership and the board. In your resume and outreach, tie your experience to how Betterment would apply enterprise and operational risk frameworks, NIST AI RMF, and risk-appetite and escalation practices, and lead with concrete outcomes rather than duties.
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