Director Risk Portfolio Management

Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We re committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company Join BILL as a Director, Risk Portfolio Management and own the analytics and insights engine that drives how BILL manages risk at scale. The Risk Portfolio team sits within the Risk Management division and is responsible for KPI development, portfolio performance tracking, financial loss forecasting, and the data science and engineering capabilities that power risk operations across BILL s product spectrum. This team serves as a strategic partner to senior risk leadership, translating complex portfolio data into clear guidance on resource allocation, risk-adjusted returns, and growth enablement. In this role, you will lead a team of data scientists and analysts focused on fraud and credit risk portfolio management, building the models, policies, and reporting infrastructure that protect BILL and the hundreds of thousands of SMBs who depend on our financial automation platform. You will report to the Senior Director of Risk Portfolio Management and partner closely with cross-functional teams to balance strong risk controls with BILL s business growth objectives. Responsibilities: Own fraud and credit risk portfolio management across BILL s product spectrum, including performance monitoring, KPI tracking, and the preparation